Here is another tag and layout I made for ColorCombos Challenge CCG234
You can go over and take a look at what the other members have posted for the challenge.  http://colorcombosgalore.ning.com/photo

 

 The tag is based on a chocolate tag, the musical paper is distressed and inked with silver, the flourish is embossed in silver and the butterflies are stamped then clear embossed.  The top flourish is inked in dark chocolate and I've added a few jewels.

 

On this layout I've inked the edges of the page with charcoal and silver, misted the background with Tim Holtz re-inkers in Antique Linen, Blue Jeans and Vintage Photo, used a Crafters brick mask and misted with the same colours.  Stamped with some MME Miss Caroline stamps.  The Tim Holtz compass mask was inked with TH distress walnut ink, added a border, a few pearls to go along with the challenge inspirational photos and a dark chocolate frame wrapped in twine.
The photo was taken the first January after we moved here at Sunset Point.  It was a bitter cold and icy day and Georgian Bay was frozen over out quite a ways.  This year the Bay is not frozen over at all.